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Who We Are

We believe everyone can, and deserves to, achieve their version of financial independence. For this reason, we have developed an approach to help our clients grow and protect their wealth.


We provide each client with a highly coordinated team of finance, tax, investment, and business experts all working together to provide clients with comprehensive solutions as unique as their situations.


The CPS team is comprised of individuals with strong financial planning backgrounds, including advanced degrees in accounting, taxation, business, finance, and economics. Your team will include a CERTIFIED FINANCIAL PLANNER™ practitioner (CFP®) and a certified public accountant (CPA). 


Not all advisors are created equal. Founded by CPAs with a passion for planning, we hold the highest standards of ethics and prudence in the investment world. As fiduciaries, we are legally and ethically obligated to act in the best interests of our clients… never our own.

Our History

Since 1975, we have helped our clients plan for the future and achieve financial independence. We believe that building trusting and long-lasting relationships with our clients is the key to crafting comprehensive financial plans that deliver long-term security and success. Our goal is to help our clients make the choice between work and retirement based on desire—not necessity.


CPS began in Lakeland, Florida as Chas P. Smith & Associates, PA, CPAs. They offer traditional tax and accounting services with a focus on educating clients about money and financial independence.


CPS adds financial planning to their menu of services in response to clients’ growing demand and enthusiasm.


CPS becomes a full-service Registered Investment Advisory firm—one of the earliest CPA firms in the country to register with the U.S. Securities & Exchange Commission.


CPS trademarks CPAlliance—a unique asset management program partnering with other CPA firms across the country.


CPS joins 79 other independent financial advisory firms across the country in founding the nation’s first advisor-owned, federally-chartered trust company, National Advisors Trust Company (NATC), FSB. NATC operates in all 50 states.


CPS adds the Institutional Retirement Plans division, combining financial education with professional investment management of public pension plans in pooled defined-benefit accounts as well as daily valuations for individual participants’ self-directed accounts.

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Our Vision for the Future

To position our company as the premier strategic partner to our clients, our staff, our families and the clients of our CPAlliance member firms for building sufficient individual wealth to achieve the dreams that are most important to them.

Ready to Get Started?

Fill out our financial questionnaire to receive a free 60 minute consultation and begin preparing for a more prosperous future.